Although Derby Crown Court was told it was her first offence, Judge Ebrahim Mooncey told her a "deterrent" sentence had to be passed.
The offences took place between February 17, 2005 and March 24, 2008.
Mogford had been legitimately claiming benefits but the circumstances changed when her partner Robert Brierley moved in with her in February 2005.
But Mogford still claimed she was living alone when she was interviewed after an allegation was made against her.
She was interviewed again in March 2008 when she said she was aware of the rules but denied her partner was living with her. She said he was living with his parents, but after checks revealed this was not true Mogford asked for another meeting with officials when she made a full admission.
The total amount falsely claimed was £44,215 and that Mogford had paid back just over £3,000.
Judge Mooncey told Mogford:
In society, people who are able to work, work for a living to earn money or they can choose to live on benefits. But living on benefits you are not entitled to cheat and make people who work wonder why they are working.
For more than three years, you cheated the system. You filled in forms over a period of time and when interviewed, told lies about your circumstances to get money you were not entitled to.
I have been asked to suspend the sentence but I am afraid I cannot do that. A deterrent sentence is necessary.
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